California recently raised its minimum auto insurance requirements, affecting how much coverage drivers need to carry on the road. These new rules can impact anyone injured in a car accident, so it’s helpful to understand the updated limits and what they mean for you and you case. If you’re hurt in a collision or aren’t sure how these changes might affect your insurance claim, a Fresno auto accident lawyer can help protect your interests and make sure you receive the compensation you deserve.
Insurance Changes As of January 2025
Starting in early 2025, California began implementing its first major boost in auto insurance limits in more than half a century. Bodily injury coverage has increased twofold to at least $30,000 per person and $60,000 total for all those hurt in an accident, while property damage coverage has risen to $15,000.
Future Increases (Beginning 2035)
In 2035, the minimum coverage amounts will undergo another round of increases. Individuals will see an additional rise of $20,000 for bodily injury per person and $40,000 for multiple victims, and another $10,000 is required in property damage coverage.
Reason for These Updates
These adjustments are designed to offer stronger financial protection for California drivers in the face of climbing medical and car repair expenses. If you’re ever in an accident, having this extra coverage can help cover more of your losses – and seeking guidance from an experienced personal injury lawyer can safeguard your rights every step of the way.
How Will These Changes Affect Your Insurance Claim?
With higher minimum coverage requirements, insurance carriers will hopefully pay more in certain claims, which can help you cover a greater portion of your medical and repair costs. However, you may also notice higher policy premiums to reflect the increased coverage amounts. By speaking with an experienced Fresno personal injury lawyer, you can learn how these new mandates might affect your situation.
The Importance of Legal Representation After an Accident
You may feel hesitant to hire a lawyer after an accident, especially if you’re worried about the costs. However, having legal representation can be a significant advantage when it comes to dealing with insurance companies, gathering the right evidence, and negotiating a fair settlement. An attorney protects your rights at every stage, ensuring that you are not stuck with medical fees or repair costs that should be covered by the at-fault party. By working with an experienced legal team, you can focus on healing while they handle the paperwork, deadlines, and legal arguments that could determine the outcome of your case. In these cases, costs aren’t as much of a concern as you might originally think. Personal injury lawyers work on a contingency fee basis, which means you never have to pay them anything upfront, and they only get paid attorney fees if they are successful in recovering compensation on your behalf. This allows you to seek out quality legal representation so you have the best chance of getting the compensation you’re entitled to for your injuries and losses. If you’ve been injured in a car accident and you need help, we’re always here for you. Contact Roberts & Spiegel Injury Lawyers to schedule a free consultation with one of our experienced car accident lawyers.